nickel-and-dime (Adjective) — Of minor importance. ex. "a nickel-and-dime operation run out of a single rented room"
nickel-and-dime (Adjective) — Low-paying. ex. "a nickel-and-dime job"
nickel-and-dime (Verb) — Spend money frugally; spend as little as possible.
nickel-and-dime (Verb) — Accumulate gradually.